Medical education is expensive.1 Its expense is ultimately paid for by governments and learners. Its growing cost has meant that in the UK an increasing percentage of costs is being placed on learners. However, this growing burden has a number of unwanted consequences. The potential debt burden can put some students off applying for medicine in the first place. At the other end of the process, graduate doctors burdened by debts can mean some moving into specialties in order to simply earn money to repay their debt. This can result in an oversupply of specialists that the population doesn’t really need. Physicians who …